Wednesday, October 18, 2006

Insurance

I attended an insurance talk today and realise that CLL is not covered under critical illness.

The reason they gave was that CLL has a good chance of recovery so is not considered critical illness.

That is utter rubbish. I argued with the person and told her that CLL is a disease that does not have any cure yet, but she keep insisting that "according to statistics, it can be cured"

Maybe their statistic criteria includes how long the person can live the moment they are diagnosed.
Then that will be totally unfair isn't it? Considering that CLL patients will be able to live longer, but it also means the medical expenses will be more. And live longer doesn't mean that it is cured.

Sigh

Anyway, just disappointed that I bought my insurance in vain.

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